Converfund

Advertiser Disclosure

Last Updated: April 22, 2026

Welcome to converfund.com. This Advertiser Disclosure outlines how our service operates, how we are compensated, how user data is shared, and how marketing claims used across our ads and site should be understood.

1. Primary Disclaimers & Legal Limits

  • Not a Lender: We are an independent lead-generation service, not a direct lender, creditor, loan broker, or financial institution. We do not issue credit decisions, offer loans, or guarantee approvals.

  • Inquiry Only: Submitting your information through our platform is a request to be connected with Marketing Partners, not a formal credit or loan application with us.

  • Lender Autonomy: All credit determinations, interest rates, and loan terms are set exclusively by participating lenders. Final terms may differ from your initial preferences.

  • Soft vs. Hard Credit Pulls: Requesting connections through our site involves only a soft credit check, which does not affect your credit score. However, matched lenders may perform hard credit inquiries, which can impact your credit rating.

  • Market Limitations: Our platform does not encompass every lender or financial product available in the market. You are responsible for independently reviewing and comparing loan terms before signing any agreement.

2. Interpretation of Promotional & Ad Claims

  • "No Hard Credit Check" / "No Credit Score Impact": Refers strictly to the initial inquiry completed on our website. Lenders may conduct formal credit checks prior to issuing loan approvals.

  • "All Credit Types Accepted": Indicates that users may submit requests regardless of credit background. Approval remains subject to individual lender underwriting criteria (such as employment, income, and debt capacity).

  • "Instant" / "Same-Day Funding": Reflects potential decision or transfer speeds for qualified applicants under specific conditions, not a guaranteed outcome for all users.

  • "Up to $5,000" / "APR from 4.95%": Represents illustrative maximum loan ranges or starting interest rates. Actual amounts, rates, and repayment structures depend on lender policies and borrower qualification.

  • "No Paperwork" / "No Hidden Fees": Highlights our 100% free, digital request form. Lenders may request documentation during underwriting and are legally required to disclose all applicable fees before you accept an offer.

3. Business Model & Routing Prioritization

  • Free Consumer Service: Our request tools are completely free to use.

  • Partner Compensation: We receive financial compensation from Marketing Partners (lenders and third-party marketers) for lead referrals and ad engagements.

  • Routing Prioritization: Request routing within our system may prioritize partners offering higher compensation. If initial partners decline, your request may be re-routed through secondary networks to enhance connection opportunities.

4. Lender Policies & Funding Execution

  • Tribal & Offshore Lenders: Some lenders within extended networks operate under tribal or offshore jurisdictions, exempting them from certain state lending laws. These entities may charge higher interest rates and apply non-traditional terms.

  • Funding Timelines: Approved loan proceeds may be deposited as fast as the same business day, though actual deposit times vary based on lender policies, bank processing hours, and holiday schedules.

5. Consent for Marketing Communications

  • Communication Authorization: Submitting a request grants express written consent for us and our Marketing Partners to contact you via email, SMS text messages, and phone calls (including autodialed or prerecorded voice systems), even if your number is listed on a state or national Do Not Call registry.

  • Opt-Out Rights: Obtaining a loan is not contingent upon granting marketing consent. You may revoke consent at any time by replying STOP to 434-329-7132, replying HELP for support, or selecting the unsubscribe link in our emails. Multiple partners may contact you following a single request.

6. Secondary Offers & Data Security

  • Alternative Services: If we cannot match you with a loan provider, we may present options for alternative financial services (such as credit repair, debt relief, or credit monitoring) or display customized ads.

  • Security & Privacy: We protect transmitted data using industry-standard encryption pursuant to our Privacy Policy. However, we do not control the independent privacy or security practices of external Marketing Partners.

  • Contact Us: Direct all questions regarding this disclosure to [email protected].